Why Choose AFS Legal for Your Road Traffic Accident Claim?
Being involved in a road accident can turn your life upside down. Injuries, time off work, mounting medical bills, and the stress of dealing with insurance companies, it is a lot to carry while you are trying to heal.
That is where we come in.
As experienced road traffic accident solicitors, we take on the legal burden so you can concentrate on your recovery. We are known for being straight-talking, responsive, and genuinely committed to achieving the best possible outcome for every client.
Here is what you can expect when you work with AFS Legal:
- No Win No Fee representation — zero financial risk to you
- A dedicated car accident solicitor or road traffic accident solicitor assigned to your case from day one
- Clear, jargon-free advice at every stage
- Direct negotiation with insurance companies on your behalf
- Access to independent medical experts to support your claim
- Transparent communication — you will always know exactly where your case stands
Whether you were involved in a minor rear-end shunt or a serious collision, your injuries matter and your right to road accident compensation is real. We are here to enforce it.
No Win No Fee — What It Actually Means
You may have seen the phrase no win no fee solicitors advertised widely, but it is worth being clear about exactly what it means when you instruct AFS Legal.
Under a No Win No Fee agreement (formally known as a Conditional Fee Agreement or CFA):
- You pay nothing upfront to instruct us
- If your claim is unsuccessful, you pay nothing at all, our fee is waived entirely
- If your claim succeeds, our agreed success fee is taken as a percentage of your compensation, it is capped and agreed with you in advance, so there are no surprises
In most cases, we also arrange After-the-Event (ATE) insurance to protect you against any potential liability for the other side’s costs. This is typically self-funded and deferred, meaning it costs you nothing unless your claim succeeds.
The bottom line: making a road traffic accident claim through AFS Legal involves no financial risk to you whatsoever.
What Compensation Can You Claim?
A successful road accident compensation claim can cover far more than just your immediate injuries. Depending on the severity of the accident and the impact on your life, your settlement may include:
- General damages — compensation for pain, suffering, and loss of amenity (the impact on your quality of life)
- Special damages — reimbursement of financial losses directly caused by the accident, including:
- Lost earnings (past and future)
- Medical treatment, physiotherapy, and rehabilitation costs
- Travel expenses to and from appointments
- Costs of care or assistance at home
- Vehicle repair or replacement costs
- Any adaptations required to your home or vehicle
Our road traffic accident solicitors will carry out a thorough assessment of all your losses — not just the obvious ones — to ensure your compensation claim reflects the full impact the accident has had on your life.
Who Can Make a Road Traffic Accident Claim?
You may be entitled to make a road traffic accident claim if:
- You were involved in a road accident in the UK within the last 3 years
- The accident was wholly or partly caused by another party’s negligence
- You suffered an injury — physical or psychological — as a result
This includes drivers, passengers, motorcyclists, cyclists, and pedestrians. You do not have to have been inside a vehicle to claim. If you were injured on or near a road due to someone else’s careless or dangerous behaviour, our team of accident claim specialists wants to hear from you.
If you are unsure whether your circumstances qualify, the best thing to do is speak to one of our no win no fee solicitors for a free, no-obligation assessment. We will give you an honest answer — there is no pressure and no cost.
Types of Road Traffic Accident Claims We Handle
Road accidents take many forms, and our team has the experience to handle them all. We represent clients across a wide range of accident claims, including:
Car Accident Claims
If you were injured as a driver or passenger in a car accident that was caused by another road user’s negligence, you have the right to make a car accident claim. Our car accident solicitors will assess the strength of your case, gather evidence, and pursue full compensation for your injuries, financial losses, and any ongoing care needs.
Motorbike Accident Claims
Motorcyclists are among the most vulnerable road users. When a driver fails to spot a bike, changes lanes without checking, or cuts across a junction, the consequences can be devastating. Our motorbike accident claim solicitors understand the unique challenges these cases present and will fight hard to secure the injury compensation you are owed.
Pedestrian and Cyclist Injury Claims
Pedestrians and cyclists have the same right to make a road traffic accident claim as any other road user. If you were struck while walking or cycling — whether on a pavement, crossing, or cycle lane — we can help you pursue compensation through the responsible driver’s insurer.
Passenger Injury Claims
Passengers are rarely at fault in road accidents. If you were injured while travelling in someone else’s vehicle, you are almost certainly entitled to make an accident claim against the driver responsible. This includes situations where the driver of the vehicle you were in was to blame.
Hit and Run Injury Claims
Being struck by a driver who then flees the scene is an especially distressing experience. Many people assume they cannot claim in these situations — but that is not the case. Through the Motor Insurers’ Bureau (MIB), victims can still pursue a hit and run injury claim even when the responsible driver cannot be identified. Our solicitors have extensive experience handling these cases and will guide you through the process from start to finish.
How to Claim Compensation — A Step-by-Step Guide
Many people put off making an accident claim because they assume the process will be complicated, time-consuming, or expensive. In reality, when you work with AFS Legal, it is none of those things.
Here is exactly how to claim compensation with us:
Step 1 — Free Initial Consultation Call us or complete our online enquiry form. One of our road traffic accident solicitors will call you back to discuss what happened, assess your claim, and explain your options. This is completely free and carries no obligation.
Step 2 — We Gather the Evidence Once you instruct us, we get to work. We collect accident reports, witness statements, CCTV footage, vehicle damage reports, and independent medical evidence. You do not need to worry about chasing paperwork — we handle it all.
Step 3 — We Contact the Other Side We formally notify the responsible party and their insurer of your claim. In many straightforward cases, liability is accepted relatively quickly. Where it is disputed, we are fully prepared to argue your corner.
Step 4 — Medical Assessment We arrange for you to be assessed by an independent medical expert. Their report documents the extent of your injuries, your recovery timeline, and any long-term effects — all of which form the basis of your injury compensation valuation.
Step 5 — Negotiation and Settlement Our solicitors negotiate directly with the insurer to secure the maximum possible compensation. The vast majority of cases settle without ever going to court.
Step 6 — You Receive Your Compensation Once a settlement is agreed, your compensation is paid to you. On a no win no fee basis, our success fee is deducted from the settlement at this stage — you will never receive a bill.
Time Limits — Don't Leave It Too Late
The standard time limit for making a road traffic accident claim in England and Wales is three years from the date of the accident. Once this deadline passes, your right to claim is permanently lost.
There are some important exceptions to be aware of:
- Children: If the injured person was under 18 at the time of the accident, the three-year clock does not begin until their 18th birthday — giving them until age 21 to bring a claim.
- Loss of mental capacity: If the injured person lacks mental capacity, no time limit applies for as long as that remains the case.
- Hit and run and uninsured drivers: Claims through the MIB have their own specific deadlines which can be shorter in some circumstances.
If you are approaching the three-year limit, do not wait. Contact our team immediately. We can move quickly to protect your right to claim.
Start Your Road Traffic Accident Claim in UK Today
If you or a loved one has been injured in a road accident, do not put off getting expert legal advice. The sooner you act, the stronger your claim is likely to be.
AFS Legal offers every new client a free, no-obligation consultation with an experienced road traffic accident solicitor. We will listen carefully, assess your situation, and give you a straight answer about your prospects — with no pressure and no cost.
There is nothing to lose and everything to gain. Get in touch today.
Frequently Asked Questions
Making a claim can be overwhelming, so we’ve compiled a list of frequently asked questions to assist you find the answers you need.
Under our no win no fee agreement, you will not be asked to pay anything if your claim is unsuccessful. Our fee is entirely contingent on success. In cases where the other side’s costs could become an issue, we arrange appropriate insurance cover for you at no upfront cost.
As long as the accident occurred within the last three years (or within three years of your 18th birthday if you were a minor at the time), you can still make a claim. We strongly recommend getting in touch as soon as possible rather than waiting, as gathering evidence becomes more difficult over time.
In the vast majority of cases, no. Most road traffic accident claims are settled through negotiation between our solicitors and the other party’s insurer without any need to attend court. If your case does proceed to a hearing, we will prepare you fully and be by your side throughout.
Timescales vary depending on the complexity of the case, the severity of the injuries, and how quickly liability is accepted. Straightforward claims can sometimes be resolved within a few months. More complex cases involving serious injuries or disputed liability can take longer. Your solicitor will give you a realistic estimate from the outset and keep you updated throughout.
Yes. If you were injured by an unidentified driver who left the scene, you can bring a hit and run injury claim through the Motor Insurers’ Bureau. Our solicitors are experienced in navigating this process and will handle everything on your behalf.
